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What's New

SIZZLING SUMMER LOANS!

Our sizzling hot signature loans start at 5.5% APR* for up to $1,500!  Members meeting minimum requirements qualify for at least $250 regardless of previous credit history with others.

Not looking for a signature loan?  Our auto, RV, and home equity loan rates sizzle, too!  Click the RATES button at the left to view our current rates or give us a call at 989-463-1247.  

Take out your new loan at GraCo FCU by August 11, 2017, for a chance to WIN our outdoor family fun pack valued at $300! The summer is HOT and so are GraCo FCU loans!

(*Lowest rate listed.  Rate may be higher depending on credit score.  12 month maximum payoff on $1,500 = $129 / month.  Contact the credit union for the requirements to qualify for $250 loan.  Advances on revolving credit, line of credit, and credit cards, mortgages, and refinances with no new money do not qualify for entry into drawing. All applications are subject to approval.)

ONLINE LOAN APPLICATIONS 24 HOURS PER DAY

With GraCo FCU's Decision Now loan processor, you can now get instant 24 hour loan approval!

To apply for your loan, click the red LOAN APPLICATIONS button on the left and choose the type of application you wish to send.

When you submit the request, you will receive an approval or a pending response. The pending response does not mean that your request is denied, it just means that we need more info from you.

An approval will require you to set a time with the credit union to disburse the loan and receive the funds. You can contact us at 989-463-1247 or we'll contact you at the number you list on your application.

Just one more reason to think GraCo Federal first for all of your financing needs!

(We will need to have verification of your income and a $20.00 loan processing fee is required.)

SIGN UP FOR ESTATEMENTS

EStatements are a safe, fast, and convenient method of receiving your monthly or quarterly statement. They also reduce the amount of paper used by the credit union and significantly reduce our expenses. If you have not yet signed up for eStatements, please do so before the 20th of the month to avoid a $3.00 statement printing fee at month end. Instructions are available at the office. Fees will be assessed for printed statements (limited exceptions apply). Please call or stop by for assistance (989-463-1247).

 

SURCHARGE FREE ATM ACCESS AT CO-OP NETWORK

GraCo FCU is a member of the Co-Op ATM Network giving you surcharge free ATM access to your funds on any Co-Op ATM nationwide!

Click the Co-Op Network ATM Locator link above to find the surcharge free ATM nearest you!




GraCo FCU hours:

Monday, Tuesday, Thursday 9:00 am-5:30 pm
Wednesday 10:00 am-5:30 pm
Friday 9:00 am-7:00 pm
Saturday 9:00 am-12:00 pm

THANK YOU FOR CHOOSING TO APPLY FOR A LOAN WITH GRACO FCU!
PLEASE PROVIDE THE FOLLOWING INFORMATION AFTER SUBMITTING YOUR ONLINE APPLICATION:

Contact GraCo FCU with any questions at 989-463-1247.

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