Looking for insurance protection? We've Got You Covered. Find Out More. Exclusively for credit union members.     

What's New

IT'S AUTO LOANAPALOOZA TIME!

Finance your new or used auto with GraCo FCU or refinance your loan from another lender in by November 30th and receive a $125 gift certificate from JTS Auto Accessories for auto detailing!

Apply for your loan online by clicking the LOAN APPLICATIONS button to the left or stop in the office.  Click RATES for our current interest rates and CALCULATOR to compute your estimated monthly payment. 

If you live, work, worship, or attend school in Gratiot County, MI, you're eligible to join our GraCo FCU family and apply for your loan. 

(Minimum $7,500 loan amount is required to receive a gift certificate.  Current GraCo FCU loans cannot be refinanced to receive the certificate unless you're trading in a vehicle and at least $7,500 in new money is added to the loan.  All loan applications are subject to approval.  Rates may be higher depending on credit score.  Loans must be disbursed by 5:30 PM on November 30, 2017, to receive a gift certificate.)

ONLINE LOAN APPLICATIONS 24 HOURS PER DAY

With GraCo FCU's Decision Now loan processor, you can now get instant 24 hour loan approval!

To apply for your loan, click the red LOAN APPLICATIONS button on the left and choose the type of application you wish to send.

When you submit the request, you will receive an approval or a pending response. The pending response does not mean that your request is denied, it just means that we need more info from you.

An approval will require you to set a time with the credit union to disburse the loan and receive the funds. You can contact us at 989-463-1247 or we'll contact you at the number you list on your application.

Just one more reason to think GraCo Federal first for all of your financing needs!

(We will need to have verification of your income and a $20.00 loan processing fee is required.)

SIGN UP FOR ESTATEMENTS

EStatements are a safe, fast, and convenient method of receiving your monthly or quarterly statement. They also reduce the amount of paper used by the credit union and significantly reduce our expenses. If you have not yet signed up for eStatements, please do so before the 20th of the month to avoid a $3.00 statement printing fee at month end. Instructions are available at the office. Fees will be assessed for printed statements (limited exceptions apply). Please call or stop by for assistance (989-463-1247).

 

SURCHARGE FREE ATM ACCESS AT CO-OP NETWORK

GraCo FCU is a member of the Co-Op ATM Network giving you surcharge free ATM access to your funds on any Co-Op ATM nationwide!

Click the Co-Op Network ATM Locator link above to find the surcharge free ATM nearest you!




GraCo FCU hours:

Monday, Tuesday, Thursday 9:00 am-5:30 pm
Wednesday 10:00 am-5:30 pm
Friday 9:00 am-7:00 pm
Saturday 9:00 am-12:00 pm

THANK YOU FOR CHOOSING TO APPLY FOR A LOAN WITH GRACO FCU!
PLEASE PROVIDE THE FOLLOWING INFORMATION AFTER SUBMITTING YOUR ONLINE APPLICATION:

Contact GraCo FCU with any questions at 989-463-1247.

Continue Cancel


Privacy Policy