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What's New

2016 AUTO LOANAPALOOZA!

It's time for GraCo FCU's 3rd Annual Auto Loanapalooza!

Finance your new or used auto purchase with GraCo FCU September through November 2016 to receive a $125 gift certificate* from JTS Auto Accessories!

Have you already financed your purchase with another lender?  Refinance it with GraCo FCU during our Auto Loanapalooza for the same great gift.

If you live or work in Gratiot County, you're eligible to apply for a loan with GraCo Federal Credit Union.  Click the red RATES button on the left to view our current rates and the red LOAN APPLICATIONS button to apply online. 

It's time to get out and get shopping before the snow falls!  We're looking forward to see your smiling face in your new purchase!

(*Contact the credit union for restrictions - minimum loan amounts apply.  All applications are subject to approval.  Compute estimated payment amounts using the calculator button at the left.  Applications must be received by 5:30 PM on November 30, 2016, and disbursed by 5:30 PM on December 5, 2016, to qualify for the gift certificate.)

CU CLOSED MONDAY, OCTOBER 10, 2016

GraCo FCU will be closed on Columbus Day, October 10th for staff training.

ONLINE LOAN APPLICATIONS 24 HOURS PER DAY

With GraCo FCU's Decision Now loan processor, you can now get instant 24 hour loan approval!

To apply for your loan, click the red LOAN APPLICATIONS button on the left and choose the type of application you wish to send.

When you submit the request, you will receive an approval or a pending response. The pending response does not mean that your request is denied, it just means that we need more info from you.

An approval will require you to set a time with the credit union to disburse the loan and receive the funds. You can contact us at 989-463-1247 or we'll contact you at the number you list on your application.

Just one more reason to think GraCo Federal first for all of your financing needs!

(We will need to have verification of your income and a $20.00 loan processing fee is required.)

SIGN UP FOR ESTATEMENTS

EStatements are a safe, fast, and convenient method of receiving your monthly or quarterly statement. They also reduce the amount of paper used by the credit union and significantly reduce our expenses. If you have not yet signed up for eStatements, please do so before the 20th of the month to avoid a $3.00 statement printing fee at month end. Instructions are available at the office. Fees will be assessed for printed statements (limited exceptions apply). Please call or stop by for assistance (989-463-1247).

 

SURCHARGE FREE ATM ACCESS AT CO-OP NETWORK

GraCo FCU is a member of the Co-Op ATM Network giving you surcharge free ATM access to your funds on any Co-Op ATM nationwide!

Click the Co-Op Network ATM Locator link above to find the surcharge free ATM nearest you!




GraCo FCU hours:

Monday, Tuesday, Thursday 9:00 am-5:30 pm
Wednesday 10:00 am-5:30 pm
Friday 9:00 am-7:00 pm
Saturday 9:00 am-12:00 pm

THANK YOU FOR CHOOSING TO APPLY FOR A LOAN WITH GRACO FCU!
PLEASE PROVIDE THE FOLLOWING INFORMATION AFTER SUBMITTING YOUR ONLINE APPLICATION:

Contact GraCo FCU with any questions at 989-463-1247.

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