WE'LL BE CLOSED
GraCo FCU will be closed Monday, September 7th, for Labor Day and Monday, October 12th, for staff training.
2015 AUTO LOANAPALOOZA
Let us make your decision to purchase a new auto easier... Now through November 30, 2015, get $50, $100, or even $200 cash back on your new or used auto purchase financed with GraCo FCU or refinanced from another lender! View our current auto loan rates by clicking the RATES button on the left. Choose the CALCULATOR button to compute estimated loan payments. Stop in our office to complete an application for pre-approval or click the LOAN APPLICATIONS button to apply online. There are lots of nice looking autos for sale... why not make one of them yours? (Contact GraCo FCU for details and restrictions. All applications are subject to approval.)
ONLINE LOAN APPLICATIONS 24 HOURS PER DAY
With GraCo FCU's Decision Now loan processor, you can now get instant 24 hour loan approval!
To apply for your loan, click the red LOAN APPLICATIONS button on the left and choose the type of application you wish to send.
When you submit the request, you will receive an approval or a pending response. The pending response does not mean that your request is denied, it just means that we need more info from you.
An approval will require you to set a time with the credit union to disburse the loan and receive the funds. You can contact us at 989-463-1247 or we'll contact you at the number you list on your application.
Just one more reason to think GraCo Federal first for all of your financing needs!
(We will need to have verification of your income and a $20.00 loan processing fee is required.)
SIGN UP FOR ESTATEMENTS
EStatements are a safe, fast, and convenient method of receiving your monthly or quarterly statement. They also reduce the amount of paper used by the credit union and significantly reduce our expenses. If you have not yet signed up for eStatements, please do so before the 20th of the month to avoid a $3.00 statement printing fee at month end. Instructions are available at the office. Fees will be assessed for printed statements (limited exceptions apply). Please call or stop by for assistance (989-463-1247).
SURCHARGE FREE ATM ACCESS AT CO-OP NETWORK
Effective April 1, 2013, GraCo FCU is a member of the Co-Op ATM Network giving you surcharge free ATM access to your funds on any Co-Op ATM nationwide!
Click the Co-Op Network ATM Locator link above to find the surcharge free ATM nearest you!
GraCo FCU hours:
Monday, Tuesday, Thursday 9:00 am-5:30 pm
Wednesday 10:00 am-5:30 pm
Friday 9:00 am-7:00 pm
Saturday 9:00 am-12:00 pm