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What's New 

CLOSED GOOD FRIDAY 12-3 PM

The credit union will be closed on Good Friday, April 3, 2015, from 12:00 - 3:00 PM. Please plan ahead for your financial transactions. Happy Easter!


ANNUAL MEETING & ELECTION OF OFFICERS - APRIL 27TH

GraCo FCU's Annual Meeting and Election of Officers in on Monday, April 27, 2015. Mark your calendar and make plans to attend! Watch online and in the office for more information as time approaches.

There will be 3 positions on the Board of Directors up for elections. Please contact Stacy at the credit union if you would be interested in running for one of these volunteer positions. No previous credit union experience is required, but you must be a member of GraCo FCU to run and have an interest in the continued success of GraCo FCU.

Hope to see you there!


ONLINE LOAN APPLICATIONS 24 HOURS PER DAY

With GraCo FCU's Decision Now loan processor, you can now get instant 24 hour loan approval!

To apply for your loan, click the red LOAN APPLICATIONS button on the left and choose the type of application you wish to send.

When you submit the request, you will receive an approval or a pending response. The pending response does not mean that your request is denied, it just means that we need more info from you.

An approval will require you to set a time with the credit union to disburse the loan and receive the funds. You can contact us at 989-463-1247 or we'll contact you at the number you list on your application.

Just one more reason to think GraCo Federal first for all of your financing needs!

(We will need to have verification of your income and a $20.00 loan processing fee is required.)


SIGN UP FOR ESTATEMENTS

EStatements are a safe, fast, and convenient method of receiving your monthly or quarterly statement. They also reduce the amount of paper used by the credit union and significantly reduce our expenses. If you have not yet signed up for eStatements, please do so before the 20th of the month to avoid a $3.00 statement printing fee at month end. Instructions are available at the office. Fees will be assessed for printed statements (limited exceptions apply). Please call or stop by for assistance (989-463-1247).


SURCHARGE FREE ATM ACCESS AT CO-OP NETWORK

Effective April 1, 2013, GraCo FCU is a member of the Co-Op ATM Network giving you surcharge free ATM access to your funds on any Co-Op ATM nationwide!

Click the Co-Op Network ATM Locator link above to find the surcharge free ATM nearest you!





GraCo FCU hours:

Monday, Tuesday, Thursday 9:00 am-5:30 pm
Wednesday 10:00 am-5:30 pm
Friday 9:00 am-7:00 pm
Saturday 9:00 am-12:00 pm


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