Credit Union Auto Club

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What's New  

SPRING INTO A HOME EQUITY AT GRACO FCU!

GraCo FCU has special rates on home equity loans for April and May! Call Laureen or Stacy at 989-463-1247 to see if a home equity is right for you.

Let your home give you the cash you need for home improvements, college expenses, debt consolidation, wedding or graduation expenses, purchase a summer home... What do you need extra funds for?


ONLINE LOAN APPLICATIONS 24 HOURS PER DAY

With GraCo FCU's Decision Now loan processor, you can now get instant 24 hour loan approval!

To apply for your loan, choose the GRACO ONLINE button on the left. Go to APPLICATIONS. Choose the appropriate information and fill in the blanks.

When you submit the request, you will receive an approval or a pending response. The pending response does not mean that your request is denied, it just means that we need more info from you.

An approval will require you to set a time with the credit union to disburse the loan and receive the funds. You can contact us at 989-463-1247 or we'll contact you at the number you list on your application.

Just one more reason to think GraCo Federal first for all of your financing needs!

(We will need to have verification of your income and a $20.00 loan processing fee is required.)


JOIN THE CREDIT UNION AUTO CLUB

GraCo FCU is excited to partner with other credit unions nationwide to offer a new 24/7/365 roadside assistance program... the Credit Union Auto Club! Click the Worry Free Driving link at the top to learn more about the benefits.


ANNUAL MEETING & ELECTION OF OFFICERS

GraCo FCU's Annual Meeting and Election of Officers will be on Monday, April 28, 2014, at the Alma College Heather Room.

We will be voting to fill two - three (3) year positions on our board of directors. Please contact Stacy at the credit union if you are interested in running. Previous credit union experience is not required.

Social time will begin at 6:00 PM. Dinner begins at 6:30 PM. Reservations are required for dinner. Tickets are $5.00 each. The business meeting and election of officers will begin at 7:30 PM. There is no cost to attend the meeting only and no reservations are required.

We look forward to seeing you there!


SIGN UP FOR ESTATEMENTS

EStatements are a safe, fast, and convenient method of receiving your monthly or quarterly statement. They also reduce the amount of paper used by the credit union and significantly reduce our expenses. If you have not yet signed up for eStatements, please do so before the 23rd of the month to avoid a $3.00 statement printing fee at month end. Instructions are available at the office. Fees will be assessed for printed statements (limited exceptions apply). Please call or stop by for assistance (989-463-1247).


SURCHARGE FREE ATM ACCESS AT CO-OP NETWORK

Effective April 1, 2013, GraCo FCU is a member of the Co-Op ATM Network giving you surcharge free ATM access to your funds on any Co-Op ATM nationwide!

With the addition of the Co-Op Network, surcharge free access at Allpoint Terminals is eliminated.





GraCo FCU hours:

Monday, Tuesday, Thursday 9:00 am-5:30 pm
Wednesday 10:00 am-5:30 pm
Friday 9:00 am-7:00 pm
Saturday 9:00 am-12:00 pm


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