Loan Rates Deposit Rates Fee Schedule

Effective as of: 4-1-2016
Unsecured Loans-A plus Rates Listed
TermA.P.R.Notes
12 months .....6.95%
24 months .....6.95% Maximum Signature Loan Per Member $20,000
36 months .....8.00%
48 - 60 months .....9.25% Call for current rates on shorter or longer terms.
 
Auto/Motorcycle Loans-A plus Rates Listed
TypeTermA.P.R.Notes
2010 and Newer.....24 Months.....1.99%
2010 and Newer.....36 Months.....2.29%
2010 and Newer.....48 Months.....2.39%
2010 and Newer.....60 Months.....2.49%
2010 and Newer.....72 Months.....3.29% $18,000.00 minimum loan amount
2010 and Newer.....84 Months.....4.99% $35,000.00 minimum loan amount
2006-2009.....24 Months.....2.59%
2006-2009.....36 Months.....2.59%
2006-2009.....48 Months.....2.99%
2006-2009.....60 Months.....2.99%
2006-2009.....72 Months.....3.59% $20,000.00 minimum loan
2005 and Older.....24 Months.....3.49%
2005 and Older.....36 Months.....3.99%
2005 and Older.....48 Months.....3.99% 10% Down Required
Recreational Vehicle Loans - A plus Rates Listed
Current year models and up to 9 years old only. Older models at signature loan rates.
Includes Motor Homes, Travel Trailers, Campers, Boats, Utility Vehicles, and livestock trailers with living quarters
TypeTermA.P.R.Notes
Up to 60 month termSame as the 60 month auto loan rate
Up to 84 month termAdd 1% to the 60 month auto loan rate.......$18,000.00 minimum loan amount for this term
Up to 120 month termAdd 1.75% to the 60 month auto loan rate .......$25,000.00 minimum loan amount for this term
Share Secured
TypeA.P.R.
Secured by Shares4% Above Share Dividend Rate
Secured by CD3% Above Share Certificate Rate
Specialty Loans - A plus Rates Listed
Includes snowmobiles, 4 wheelers, dirt bikes, golf carts (including road ready), personal watercraft, lawn tractors, farm tractors, dump trucks, and hauling / livestock trailers with no living quarters
Current year models and up to 9 years old only. Older models at signature loan rates. Credit union must be able to establish a value. Appraisal from a dealer may be required.
TypeTermA.P.R.Notes
Up to 60 month termAdd 2% to the 60 month auto loan rate
Up to 84 month termAdd 2.5% to the 60 month auto loan rate.......Minimum loan amount is $25,000
Up to 120 month termAdd 3.5% to the 60 month auto loan rate.......Minimum loan amount is $35,000
Home Equity Loans - A plus Rates Listed
TypeTermA.P.R.Notes
Closed-End H/E60 Months3.75% Fixed100,000.00 maximum. Higher rates apply for combined loan to value ratios exceeding 80%. Call for additional terms and rates.
84 Months4.10% Fixed
120 Months4.50% Fixed
HELOC (Line of Credit)Up to 120 MonthsVariableCall for current rates


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