Loan Rates Deposit Rates Fee Schedule

Effective as of: 4-15-2015
Unsecured Loans-A plus Rates Listed
TermA.P.R.Notes
24 Months6.95%
36 Months8.00%Maximum Signature Loan Per Member $20,000
37-48 Months9.25%Call for current rates on shorter or longer terms.
Auto/Motorcycle Loans-A plus Rates Listed
TypeTermA.P.R.Notes
2010 and Newer24 Months1.99%
2010 and Newer36 Months2.29%
2010 and Newer48 Months2.39%
2010 and Newer60 Months2.49%
2010 and Newer72 Months3.29%$18,000.00 minimum loan amount
2010 and Newer84 Months4.99%$35,000.00 minimum loan amount
2006-200924 Months2.59%
2006-200936 Months2.59%
2006-200948 Months2.99%
2006-200960 Months2.99%
2006-200972 Months3.59%$20,000.00 minimum loan
2005 and Older24 Months3.49%
2005 and Older36 Months3.99%
2005 and Older48 Months3.99%10% Down Required
Recreational Vehicle Loans - A plus Rates Listed
Current year models and up to 9 years old only. Older models at signature loan rates.
Includes Motor Homes, Travel Trailers, Campers, Boats, Utility Vehicles, and livestock trailers with living quarters
TypeTermA.P.R.Notes
Up to 60 month termAdd 1% to the 60 month auto loan rate
Up to 84 month termAdd 1.5% to the 60 month auto loan rate$18,000.00 minimum loan amount for this term
Up to 120 month termAdd 2.0% to the 60 month auto loan rate $25,000.00 minimum loan amount for this term
Share Secured
TypeA.P.R.
Secured by Shares4% Above Share Dividend Rate
Secured by CD3% Above Share Certificate Rate
Specialty Loans - A plus Rates Listed
Includes snowmobiles, 4 wheelers, dirt bikes, golf carts (including road ready), personal watercraft, lawn tractors, farm tractors, dump trucks, and hauling / livestock trailers with no living quarters
Current year models and up to 9 years old only. Older models at signature loan rates. Credit union must be able to establish a value. Appraisal from a dealer may be required.
TypeTermA.P.R.Notes
Up to 60 month termAdd 2% to the 60 month auto loan rate
Up to 84 month termAdd 2.5% to the 60 month auto loan ratethe minimum loan amount is $25,000
Up to 120 month termAdd 3.5% to the 60 month auto loan ratethe minimum loan amount is $35,000
Home Equity Loans - A plus Rates Listed
TypeTermA.P.R.Notes
Closed-End H/E60 Months3.75% Fixed100,000.00 maximum. Higher rates apply for combined loan to value ratios exceeding 80%. Call for additional terms and rates.
84 Months4.10% Fixed
120 Months4.65% Fixed
HELOC (Line of Credit)Up to 120 MonthsVariableCall for current rates


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