Loan Rates Deposit Rates Fee Schedule

Effective as of: 04/01/2014
Term Share Accounts - Under $10,000.00 (Effective 7-1-2013)
Minimum BalanceTermYield (A.P.Y.Rate (A.P.R.)
$500.003 Months00
$500.006 Months00
$1,000.0012 Months00
$1,000.0024 Months.25%.25%
$1,000.0036 Months.25%.25%
$1,000.0048 Months.25%.25%
Term Share Accounts - $10,000.00 and Over
Minimum BalanceTermYield (A.P.Y.)Rate (A.P.R.)
$10,000.003 Months00
$10,000.006 Months00
$10,000.0012 Months00
$10,000.0024 Months.25%.25%
$10,000.0036 Months.25%.25%
$10,000.0048 Months.25%.25%
Dividends on Term Share Certificates are computed on the actual amount in the account and are compounded quarterly.
IRA Shares
Yield (A.P.Y.)Rate (A.P.R.)
.20%.20%
Share Accounts
QuarterYield (A.P.Y.)Rate (A.P.R.)
1st.05%.05%
2nd.05%.05%
3rd
4th
Money Market Share Accounts
BalanceYield (A.P.Y.)Rate (A.P.R.)
Under $1,500.000.00%0.00%
$1,500.00 - $4,999.990.00%0.00%
$5,000.00 - $14,999.99.05%.05%
$15,000.00 - $49,999.99.05%.05%
$50,000.00 and Over.10%.10%
Money Market Share Draft Accounts
BalanceYield (A.P.Y.)Rate (A.P.R.)
Under $1,500.000.00%0.00%
$1,500.00 - $4,999.990.00%0.00%
$5,000.00 - $14,999.990.00%0.00%
$15,000.00 - $49,999.99.05%.05%
$50,000.00 and Over.05%.05%
Dividends on Money Market Shares and Share Drafts are computed on the average daily balance in the account and are compounded monthly.
Christmas Club Accounts
Yield (A.P.Y.)Rate (A.P.R.)
.05%.05%
An early withdrawal fee will be assessed on withdrawals made prior to October 15th.


Privacy Policy